Dec 22, 2010
Bila dah kena penyakit kronik, sudah tentu memerlukan kos yang sangat tinggi. Kalau kanser sehingga RM40,000 kos rawatan. Begitu juga kos pembedahan seperti diabetes yang kosnya ribuan ringgit. Baru-baru ni mak seorang kawan kena potong kaki sebab diabetes, pakai kaki palsu. Tahu berapa harga kaki palsu? RM4000. Sedih...kaki dah takde, kena pakai kaki palsu pula.
Berbaloi tak miliki biodisc?
En Azri dari Skudai kena sakit buah pinggang. Belum sampai tahap kena hemodialisislah, tapi kena banyak telan pil. Berpuluh-puluh pil kena telan. Kenyang makan ubat katanya. Ada 1 jenis ubat tu kesannya berak jadi sembelit. Tapi sekarang alhamdulillah. 3 bulan dia guna biodisc. Lepas tu tak makan ubat lagi sampai lani.
Kalau kena hemodialisis. 1 kali buat RM300 katakan. 1 minggu 3 kali kena cuci. So seminggu RM900, sebulan RM3200.
Berbaloi tak miliki biodisc?
Ada seorang lagi kawan juga. Perempuan..muda lagi...dalam 30-an. Dia ni memang ada history family ada diabetes. Tapi masa bulan puasa hari tu dia bantai 100 plus tiap2 malam, nak hilangkan ngantuk buat kuih katanya. Kena bisul kat kaki ... biarkan. Akhirnya merebak. Admit Hospital Batu Pahat. Masa melawat tu, macam nak muntah baunya. Tak lama...kembali kepada Yang Maha Esa. Bukan nak menghina atau menakutkan. Ia realiti. Kalau kita tak berjaga2 banyak penyakit boleh datang disebabkan salah kita sendiri yang tak menjaga makan minum atau mengamalkan cara hidup sihat. Bukti banyak di sekeliling kita sama ada ahli keluarga, saudara mara, jiran tetangga atau rakan taulan.
Sebagai langkah berjaga-jaga elok kita miliki biodisc. Kata orang beringat sebelum kena, mencegah lebih baik daripada mengubat dan sediakan payung sebelum hujan.
Berbaloi miliki biodisc. RM1960 seumur hidup. Boleh digunakan seluruh keluarga dan mudah digunakan. Kita berusaha Allah tentukan.
Setiap penyakit ada ubatnya kecuali maut.
Dec 16, 2010
assalamualaikum & salam sejahtera tuan-tuan & puan-puan yg dihormati;
saya terpanggil utk membawa ke pengetahuan anda serta memberikan
penerangan mengenai kegiatan pelaburan melalui internet yg kini berleluasa
di dalam masyarakat kita, termasuk warga maktab ini sendiri. terdapat
masyarakat kini yg 'tengah galak' utk meraih keuntungan besar segera yg
kononnya sampai 100-200% dlm tempoh 100hari sahaja. saya ingin sekadar
berkongsi sedikit pengetahuan saya dalam bidang jenayah komersil & jenayah
siber dan hasil kajian saya terhadap kes-kes seperti ini.
kini terdapat berjenis-jenis website seperti winfli.com, abfund.com,
euro-america index, ebarrel, swiss cash dan pelbagai lagi. kononnya mereka
adalah syarikat pelaburan produk dan minyak luar negara berprestij,
sedangkan itu semua adalah rekaan semata-mata utk mengabui mata
mangsa-mangsanya. ini semua adalah suatu bentuk scam era internet/
penipuan/fraud/ skim cepat kaya/ sistem piramid semata-mata. kita kena
ambil pengajaran dari apa yg telah berlaku seperti kes the infamous pak
man telo dulu. cuma yg ini adalah "sistem pak man telo moden". (jatuhnya
pak man telo dulu adalah kerana agen-agennya yg songlap duit berjuta-juta.
semasa tu duit dikutip secara manual)
1. tidak ada business pelaburan yang mampu membayar memberikan pulangan
segera yg begitu tinggi dlm tempoh masa yg begitu singkat. (pelaburan
terbaik di bank2 malaysia pun hanya mampu memberikan keuntungan sedemikian
di dalam tempuh 10 TAHUN pelaburan!!!)
2. tidak ada pelaburan yg memberikan keuntungan yg tetap DAN TERJAMIN
KEUNTUNGANNYA. tentu ada turun naiknya mengikut pasaran semasa, itulah
3. business yg begitu besar kononnya itu, tidak akan memerlukan pelaburan
individu-individu 'ciput' seperti kita, ia tentu mampu berurusan terus dgn
company gergasi yg mampu membuat pelaburan yg besar sekali gus... tetapi
kenapa kononnya memberi/membuka peluang utk kita...KERANA INSAN KERDIL yg
fool SEPERTI KITA INILAH YG MUDAH utk ditipu.
1. sila anda semak semua websites tersebut, patent penipuannya sama
sahaja. masuk minima us100.00 =rm380. ( kenapa tidak rm350), setiap hari
akan dapat us1.80, (dapat bawa masuk ahli(mangsa) baru, ada komisen lagi),
dan apabila cukup 100 hari akan dapat us200-250.00
- adakah anda sanggup nak keluarkan us1.80 setiap hari! buang masa sahaja
kan. nampak di monitor skrin memang bertambah akaun anda, jadi tunggu pula
10 hari...dapat us18.00 sahaja, tak berbaloi juga, jadi tunggulah juga
sampai 100hari. sedarkah anda sepanjang tempoh 55 pertama hari tersebut,
sebenarnya anda hanya mengambil balik duit sendiri yg berjumlah us100.00
tersebut. dan apabila telah cukup tempohnya 100 hari matang, anda ada 2
pilihan samada nak mengambil untung tersebut ATAU MENAMBAH PELABURAN!!!.
disinilah selalu anda akan terperangkap....anda akan berkata TELAH
TERBUKTI anda mendapat untung berganda tersebut...AKU KAYA!!! tapi apalah
sangat dapat untung rm380 itu dalam tempuh lebih 3 bulan kan. anda akan
berkata lagi... RUGI aku tak labur us1,000.00 dulu, kalu tidak sudah tentu
aku dapat untung rm3,800.00 dlm tempoh 100hari... MAKA anda pun tidak
mengambil pelaburan asal rm380 tersebut, malah menambah lagi (biasanya
dari pinjaman lah) dan lagi dan lagi...
2. apa yg anda dapat (sekiranya dapat dan masih bernasib baik) adalah
daripada duit orang-orang (mangsa bawahan) yang baru masuk/ menambah
pelaburan. SEBENARNYA ANDA SEDANG BERJUDI DENGAN MASA & NASIB.
3. sistem piramid tersebut adalah duplication/meniru cipta antara mereka.
malah sekiranya anda pakar dalam bidang internet tersebut, anda juga boleh
copy saja dan menjadi multi jutawan (yg putar alam) dalam tempuh 3 bulan
BILA ANDA AKAN TERSEDAR...
1. apabila conmen (kaki tipu) tersebut telah cukup targetnya... mungkin
mereka sedang mengumpul duit-duit mereka yg anda dermakan tersebut
sehingga us100 juta. MUNGKIN ESOK LUSA SUDAH CUKUP TARGET MEREKA, maka
mereka akan terus menutup web tersebut. (kerana mereka tidak *****...)
2. apabila pehak berkuasa kita (JSJK/BANK NEGARA) telah mengumpulkan
bukti2 yg cukup, dan melakukan serbuan kerana ini terang2 adalah kes
illegal deposit taking-suatu kesalahan di bawah sek 25, BAFIA 1989 (yg
mungkin beroperasi hanya dari lokasi sebuah
apartmen di taman perumahan anda saja), maka web tersebut akan ditutup
oleh pehak berkuasa...
DARI MANAKAH ANDA NAK DAPATKAN KEMBALI DUIT ANDA!!! jual lah kereta anda,
jual lah rumah anda DAN BAYARLAH HUTANG ANDA. kerana tiada perjanjian,
tiada dokumen...tiada apa-apa.
bagi sesiapa yg dah termasuk/bercita-cita nak masuk...ingin mendapatkan
penjelasan lanjut, hubungi saya utk penerangan yg lebih jelas... tiada
sebarang bayaran dikenakan.
supt rohaimi b md isa
ketua unit pengajian siasatan jenayah komersil.
Dec 12, 2010
Have you heard of QuestNet? It is a multi-level marketing company that, according to the website, offers everyone a "...life-changing opportunity to build a hassle-free and legitimate business". The way it works is that upon joining the company as an Independant Representative (IR), you are given a personal online store to distribute QuestNet's range of products - from jewellery and watches to collectible coins to holiday and wellness products. You then get a commission for every sale and also from the sales of your downline.
Like most other MLM companies, there have been people who called QuestNet a scam or a fraud. Some were real IRs while there were others who automatically considered the company a fraud just because of QuestNet's business model - thanks to the general negative perception of the MLM industry. Reports in the newspapers about company employees being arrested and of political conspiracies only added fuel to the fire.
Is QuestNet Really A Scam?
If you only listened to one side of the story (i.e. the negative ones), you will definitely have a biased opinion about QuestNet, and very likely miss the golden opportunity to be a successful entrepreneur. So do both QuestNet and yourself a favour - read this Q&A with JR Mayer, MD of QuestNet, before making your conclusions...
1. Why do people always consider MLM companies as scammers?
"First and foremost, MLM is not illegal and MLM companies are not automatically scammers. The industry has just been tainted by some black sheeps and the misconception that MLM equals pyramid selling. A pyramid scheme is definitely illegal because it involves the exchange of money without any product or service being delivered. On the other hand, MLM is an efficient distribution model based on relationship selling and is used by even big insurance companies like Prudential and AIG. So instead of QuestNet setting up an office in every city around the world and running costly advertising campaigns, we engage IRs to distribute our high quality products and pay them commissions - everybody wins!"
2. Why have some people called QuestNet a fraud?
"Some IRs join QuestNet, thinking that they can make a lot of money automatically without doing anything. Unfortunately, our company does not run a get-rich-quick scheme and the IRs are expected to put in a fair bit of effort, at least at the initial stage, if they want to be successful - there is no free lunch in this world! Our sales proposition was never about making an obscene amount of money doing nothing, but to help budding entrepreneurs achieve financial independence with a low capital outlay. So if you're looking to get rich without lifting a finger, please look elsewhere because QuestNet is for honest, hard-working entrepreneurs."
"We're also aware that some IRs tend to mislead their prospects because they are eager to sign-up new downlines. QuestNet does not condone such practice and we have infact published an Ethical Marketing Guideline and strict Code Of Ethics for all our IRs to abide by. We view the matter seriously and take immediate action against errant IRs who flout these basic rules. Unfortunately, it's not always easy because we have more than 2 million members in over 160 countries."
3. What about those bad press about QuestNet?
"We don't deny the reports in the newspapers. We get considerable attention from them and the articles are sometimes sensationalized because we are a significant player in the industry. The now famous case of our founder being arrested was a result of disgruntled ex-partners wielding their political clout because they wanted a share of the company's success. The bottom line is Mr. Vijay Eswaran was trialed and acquitted in the court of law because there was no case against him - something the newspapers didn't report because it probably doesn't sell as much as negative news."
4. So is QuestNet a scam?
Definely not. And if you're still not convinced, consider these facts:
- QuestNet has been around since 1998.
- Our network consist of over 2.5 million IRs worldwide.
- The company is part of a global MNC, which has interests in telecoms, radio stations, etc.
- We have the licenses from governments/authorities and a presence in 160 countries worldwide.
What is the Global Business Leaders Forum?GBLF is a forum for high level networking between Commonwealth and international leaders from government and business. This year’s forum was organised by the Commonwealth Business Council in association with the Asian Strategy & Leadership Institute (ASLI) and supported by the Malaysian Investment Development Authority (MIDA) and the Government of Malaysia. The specific aim of the forum was to track leading edge thinking on new business models and trends in global markets, and provide a high level platform for business-to-business networking. With strong delegations from Commonwealth countries, each bringing a regional as well as national dimension to the forum, the event served as an effective platform to address both trends in the global economy and in specific economic sectors. Organised in plenary sessions, it focused broadly on the following topics:-
- Driving Trade and Investment Flows between Commonwealth and Asia
- PPP for Infrastructure
- Entrepreneurship, Skills and Leadership
- Creating a Sustainable Energy Mix
- Islamic Products & Finance
- Transformation and Innovation for Global Growth
- New Technology: Innovations from Emerging Markets
QI Group Executive Chairman Mr. Vijay Eswaran was among the many prominent business leaders who addressed the two-day forum. Other prominent speakers included The Honourable Tan Sri Rafidah Aziz, Former Minister of International Trade & Industry, Malaysia; Mr Vijay Poonoosamy, Vice President International & Public Affairs, Etihad Airways, UAE; Mr Nicholas Tan Gung Wu, Vice President Energy Service Fossil, Siemens Malaysia Sdn Bhd;Tan Tan Sri Dr. Mohd Munir Abdul Majid, Chairman of Malaysia Airlines; Datuk Dr Rebecca Fatima Sta Maria, Deputy Secretary-General, Ministry of International Trade & Industry, Malaysia; and Mr. James Mulwana, Chairman of Standard Bank, Uganda and Senior Board Member of the CBC.
Dec 6, 2010
KUCHING: International e-commerce pioneer QNet (M) Sdn Bhd (QNet Malaysia) has evolved significantly with the advent of the digital age, resulting in its business becoming borderless.
According to its general manager V Navaratnam, QNet Malaysia was recognised as a strong contender in the global Direct Selling (DS) industry. Its ability to withstand challenges was attributed to its capability to adapt to changes that revolved around its business operations and its fluidity in turning challenges into opportunities.
The company utilised the power of network marketing combined with e-commerce. “We provide information technology knowledge and business tools for Independent Representative (IRs) to run their businesses, whether it be on a full-time or part-time basis,” he said.
Having a global reach and a strong local presence, QNet Malaysia was the affiliate company of international direct selling company, QNet Ltd (Qnet) established in 1998. “QNet Malaysia was established to meet the growing demands of QNet’s strong Malaysian market. This move has allowed localised services and support tailored to the specific needs of the network,” said Navaratnam.
He further pointed out that with the localised operations, QNet Malaysia worked closely with the relevant Malaysian ministries, local product suppliers and distribution channels to better serve its IRs. “We also work with QNet’s international operations, headquartered in Hong Kong, to maximise the strategic development of both companies.”
Over the years, QNet has built its range of innovative and exclusive lifestyle products to meet the demands of a global market. Through strategic partnerships and industry investments by QNet’s parent company, QI Group, both QNet and QNet Malaysia were able to offer unprecedented quality within the range of exclusive brands and products that were offered to the network.
QI Services (M) Sdn Bhd corporate communication manager Dominic Tan revealed, “More than 2,000 products are shipped every day to customers in more than 160 countries around the world. At an international level, QNet offers products ranging from wellness, energy and nutrition products, to holiday packages, telecommunications as well as luxury and collectible items.”
“Today, QNet offers approximately 80 exclusive products to millions of IRs and retail customers around the world. This is coupled with the millions of people who have also changed their lives through QNet’s business opportunities,” added Tan.
According to the World Federation of Direct Selling Association (WFDSA) statistics report, direct selling businesses recorded worldwide sales of US$114 billion (RM358.64 billion) in 2008. That came with worldwide sales force of 65 million people.
Tan explained that direct selling was a growing and exciting industry that provided a way to sell products and services directly to customers, away from a traditional retail location. The industry allowed businesses to connect with customers one-on-one, be it in groups, online, by phone or through catalogue sales.
“Particularly during tough economic times, direct selling is an extremely viable and successful avenue to provide supplementary or complete income streams. The direct selling industry is one that thrives during global recessions and also presents an attractive career path during the more economically stable times as well,” said Tan.
QNet Malaysia operations manager Venie Kandiah commented, “In emerging markets, direct sales companies benefit from both strong market growth and an attractive earning opportunity. In more mature markets, direct selling creates the togetherness that many are seeking and brings additional income and personal growth.
“What really sets direct sales companies apart from the more traditional retail industry is the ability for a person to start his or her own business without major investments in inventory, office space or shop fronts. Further, the marketing, packaging and advertising of the products are already taken care of by the company,” she added.
Apart from Malaysia, QNet also had logistics hubs with computerised warehouses and advance warehouse management systems in Hong Kong and United Arab Emirates (UAE). Navaratnam said the systems were fully integrated with the virtual office of IRs.
“Those IRs are able to track their shipments in real time, 24 hours a day, anywhere around the world. The logistics cover information from pick-up, uplift, departure origin, arrival destination and customs clearance, right up to the products’ arrival.”
Internationally, Navaratnam revealed QNet’s top three key markets were Indonesia, Middle East and Central Asia. “The European market is picking up with future expansion plan for North and South America.”
“We will soon set up a few more affiliated localised companies in Singapore, Indonesia, the Philippines, UAE, Thailand, Brazil, Japan, USA and few other key regions. Among all the countries, Malaysia is in the top 10 list, being one of the most active markets for QNet,” he pointed out.
On Thursday, QNet Malaysia opened its first new office in Sarawak, which would serve as a logistics hub for shipment of its products in East Malaysia. It would take on a dual role as the logistics hub for both Sabah and Sarawak.
QNet Sarawak was targeting to enlarge its presence here in the state by setting up few more support system hubs around the surrounding towns before moving up to the northern region of East Malaysia.
In the classic "pyramid" scheme, participants attempt to make money solely by recruiting new participants into the program. The hallmark of these schemes is the promise of sky-high returns in a short period of time for doing nothing other than handing over your money and getting others to do the same.
The fraudsters behind a pyramid scheme may go to great lengths to make the program look like a legitimate multi-level marketing program. But despite their claims to have legitimate products or services to sell, these fraudsters simply use money coming in from new recruits to pay off early stage investors. But eventually the pyramid will collapse. At some point the schemes get too big, the promoter cannot raise enough money from new investors to pay earlier investors, and many people lose their money. The chart below shows how pyramid schemes can become impossible to sustain:
Dec 1, 2010
MLM means they pay you on a multi level , the market is based on Multi level unfortunitly most of home business today are based on this illegal scam market which known as a Pyramid
but what the hell is pyramid ? how do I know the company is legal or illegal ? pyramid or not?
here is the answer :Pyramid is when you get paid buy only joining people without selling any product to the person who joined, for example:
say person A pay $20 USD to join XYZ company , the only thing he will get is an ID number then he will tell person B to join, at this time the company will pay a commision to person A from that $20 been paid by person B and so on , there is no product just a money moving arround
Network Marketing is a group of people who currenlty enjoying a benefit of products offered by a network marketing company , they like the product alot that they like to recommend every one to use it.
from that idea the company will reward people who recommending their products to other people , its like recommending your friend to watch a movie that you saw last week but you dont get paid when your friend buy the ticket.
there is nothing wrong here of getting paid by marketing your company product .
since its the product that you use frequently so why not tell other to use it and if the product has helped you to improve your life why not help other to get the same result you have by using the same product . and since you are helping the company to get more customers why not the company help you by paying you commision on every product sold by your recommendation ,
its really ironic that people think network marketing is evil when they actually try to help and make other people life better buy offering them a great products and a great oppotunity
if you are in network marketing my advice to you is first to find some one who have the same problem as yours before you start using the product , if its work on you it will work on other person as well . tell that person how the product did help you then if that person want to buy then you can tell him how he can get the product for nothing by recommending other people about it
you can tell that network marketing is not a business of joining people, the company only pay you when someone buy the product and he has been recommended by you.
network marketing is about sharing the product that you use frequently with your family , friends , and other people , you want to tell them that the product has made your life better and it might ot might not work the same way to your firend but at least you tried to recommended them some thing good that will make their life better. Network marketing is not a scam , its like any other business in life, first you give then you shall recieve .